Chapter 2181: Anyone Else? The ferryman roared with laughter. “Indeed. Since you know what’s good for you, I can share a bit with you after the matter.” But inwardly, he was ridiculing Zu An for being an idiot. Look at you revealing everything right from the start! Whether or not you get anything will completely depend on my mood. Just a hundred or two hundred virtue coins should be enough as a hard work fee, but why would I give him a thousand? Keep dreaming. This newbie has no idea just how precious virtue coins are in the underworld. When he saw the cunning glint in the ferryman's eyes, Zu An smiled. Since everyone thought of themselves as smart, they'd just have to wait and see who laughed last. Shortly after, a commotion broke out by the ferry crossing. There were many who wanted to borrow virtue from others, but there were only so many ferrymen. Fighting actually began to take place. However, just then, the fourth ranker appeared and stated that he was willing to provide virtue. When he heard the ridiculous interest rate, Zu An thought to himself, Even the most ruthless and lacking in conscience among capitalists would be speechless. But everyone present was only thinking about taking the number one spot, so even though they knew that the fourth ranker's rate was crazy, they still had no choice but to grit their teeth and accept it. Those ranked in the top three couldn't take it anymore either. If this continued, others really could make a comeback and surpass them. As such, they joined in the fray. With the three of them joining in, the interest rate climbed even higher. The fourth ranker secretly felt some regret, because if he had known it would be be like this, he would’ve definitely raised the rate a bit higher from the start. There were many stuck in the middle of the rankings that realized there was no way they could catch up to the top three with their current amount of virtue. In that case, wouldn’t it be better for them to lend out their virtue too? With that thought, they felt more at ease and the scene became even more lively. Only the ferrymen whom Zu An had interacted with first had sullen expressions. Now that many people had lent out their virtue coins, the costs they had paid to acquire their own coins were now completely meaningless. The difference from the top three rankings didn’t become smaller; instead, it became even wider. Helpless to do anything else, they could only try to get rid of their virtue coins too. But the others weren’t stupid and knew that they were in a panic, so they began to depress the prices. After all, the increase in interest rate before was too ridiculous, to the point that not even the top three could handle it. The initial ferrymen became even more depressed. Why are we always the ones who suffer? We’re buying virtue when the rates are high, but when we want to sell, why are the rates suddenly low?! We’re losing on both sides! Not only had they not gained anything, they had ended up losing a huge amount in the end. It’s all that guy’s fault! You have successfully trolled Naihe Oblivion Ferryman X for +444 +444 +444... You have successfully trolled Naihe Oblivion Ferryman Y for +444 +444 +444... ... When he saw the Rage points, Zu An almost laughed out loud. Do these guys not even have names? But it made sense too. After all, the Black and White Guards of Impermanence went by nothing more than a code name. Once they came to Hell, everyone would gradually forget their original name. But fortunately, the Keyboard System didn’t seem to be affected despite him being in a soul body. He tried to call out to Mi Li, but there was no reply at all, even though he had clearly brought in the Tai’e Sword. Wait, she wasn’t killed by the laws of Hell, was she? He was frightened when that thought arose. However, he quickly dismissed that suspicion. Mi Li had been in a soul body to begin with, and she was even protected by a divine artifact like the Tai’e Sword. Furthermore, their souls were already bound, so they could only live and die together. If something had happened to her, there was no way he wouldn’t have sensed anything. Don’t tell me it’s to avoid that mysterious being? He quickly collected his thoughts. Nearby, the Naihe Oblivion Ferrymen were already about to start fighting. Now was the perfect time for him to act. After all, the Naihe Oblivion Ferrymen were already playing the game of finance. They were all trying to use all sorts of tricks to get more virtue coins from their competitors. After all, that would definitely be way faster than ferrying souls themselves. As a result, the souls had no one to escort them. More and more gathered by the shore, and all of them were extremely anxious and uneasy. They instinctively wanted to cross the river, but they didn’t dare to enter the water. They were all really resentful, but they didn’t dare to curse the Naihe Oblivion Ferrymen. After all, they still needed boats to bring them over. If they offended the ferrymen and couldn't cross, or were pushed off the boat due to a grudge later, that would be terrible. Still, waiting wasn’t a solution. Eventually, they almost couldn't hold it in anymore. They were like barrels of gunpowder ready to be ignited at any time. Just then, Zu An waved his hand toward the shore and said, “Over here! You can cross the river over here!” When they saw that there was finally a Naihe Oblivion Ferryman who was willing to work, the souls were so moved that they were about to cry. They all ran over. Even though they knew that this small boat wouldn’t be able to carry so many over, this was their last hope. As such, they still swarmed in that direction. When the ones at the back saw those in front rush forward, even though they didn’t know what was going on, they also followed along. When the ferrymen on the other side saw that, they all sneered. The newbie really is a fool. Just how may souls can he even ferry over even if he works his hardest? A hundred, two hundred? Even the smallest bit of interest they collected would exceed that. Forget it, we’ll leave a bit of soup for him to sip on. After all, it was this newbie who had come up with this idea, and they hadn’t even had time to thank him yet. When he saw that more and more souls had gathered, Zu An nodded in satisfaction. He had just given these people the ideas of installment payment and lending so they wouldn’t try to fight him over this ‘business’. He wanted the souls to gather up as much as possible. Out of fear toward the Naihe Oblivion River, they all remained several meters from the shore. The souls in front each said nervously, “I have virtue coins here, so please bring us across the river!” Being at the very front was a difficult task that had finally paid off, but the souls in the back continued to push and shove to get to the front, and the ones in front almost couldn't stop them anymore. If they were pushed into the river, that would be too tragic. “Don’t push each other. I'll throw anyone who continues to push straight into the river!” Zu An hollered. His voice was extremely fierce, making all of the panicking souls immediately calm down. They were shocked by the pressure he exuded. Such pressure wasn’t something one could possess unless they had killed tens of thousands before. So this ferryman used to be a ferocious individual when he was alive! Now, even the ferrymen in the distance glanced over. This newbie seems to be pretty strong. It seems we can’t treat him too poorly. We’ll try not to bother him anymore in the future. But they didn’t pay it too much attention. As individuals who could become ferrymen, which one of them didn’t have a trick or two up their sleeves? Furthermore, they were competing as ferrymen to see who could accumulate more virtue. Individual strength didn’t mean a thing. When they realized that, they all calmed down and continued their financial contest. When he saw that the others didn’t come to disturb him as expected, Zu An grinned. He flew into the sky and said, “All of you, line up properly into rows of fifty. Anyone who pushes or shoves will be personally thrown into the river by me.” The souls immediately became a bit restless. There were some souls who had always acted rudely; they protested, “Will you even be able to bring so many souls over? Why do we have to listen to you?” “Exactly! Who do you think you are?” Several souls voiced their agreement. Everyone present had failed to directly enter the Hall of King Reincarnation through the green path, so they were naturally not the benevolent sort. Their patience had already reached the limit. They were lined up pretty far in the back anyway and wouldn’t have a turn, so they didn’t mind offending Zu An. They could just find another ferryman later. Zu An’s eyes grew cold. With a wave of his hand, those souls immediately lost their balance and were sucked into the air. They all screamed and struggled frantically, but it was completely useless. They couldn't break free from his control at all. Zu An didn’t hesitate and casually threw them in the river’s direction. The faces of those souls that were still shouting arrogantly turned pale as they fell in. They immediately wanted to swim to shore, but why would the ghosts in the river give them that chance? Countless water ghosts grabbed their ankles and crawled all over their bodies before biting down. Those souls screamed bitterly in pain. The souls that had been getting restless immediately became quiet. The ferrymen in the distance also looked in Zu An's direction, but their expressions remained completely calm. There had always been some souls that didn’t listen well throughout the years, and which one of them hadn’t tossed some into the river? As such, they quickly returned to their battle of finance. Zu An’s expression was ice-cold. He looked around and asked, “Anyone else?”