Chapter 2280: Chapter 2100: The Wave Rises and Falls A country. No matter how weak. It still holds a position internationally as one of the United Nations members. Although the influence varies, with the strong ones like the United States causing global tremors with a single footstep. The weak ones. Even if their names are unknown to the masses, they are still a country after all. Moreover. It is a nation with a population of over fifty million and an economy that has surged into the top twenty globally. Even the United States cannot completely ignore this nation. The second generation. At this level, it means nothing. "Right." Tang Qing nodded. "Actually, at first, the progress was very slow. Later, due to good relationships, I discovered such a thing and decided to develop a derivative product." "And that’s how the constant temperature material came to be." He spoke casually. However. In the ears of others, they believed it to be true. "What luck." Zhai Zhihua sighed. This remark. Not only referred to Tang Qing but also to Tang Kai. Only with this layer of relationship could Tang Qing get exclusive supply, adding another tool for making money. A year. Sixty thousand tons, selling for sixty billion RMB. Envy? A little. But just a little, he is not the same Zhai Zhihua from four years ago. Back then, even billions or tens of billions could make his heart race for a while. Later. - Chai Ren. - Zheng Lin. - Tang Qing. - Bao Kaiyu. And he, the five of them jointly founded the ’Beijing Huatian Real Estate Company,’ and it has now not only become the leader in Huaxia’s real estate sector but also successfully listed on the A-shares market. With a soaring net worth. As a result. His attitude towards money has changed quite a bit; hundreds of billions are significant, but so what? We’re also wealthy people; hundreds of billions and thousands of billions are just numbers. More or less. The feeling of envy has become rare. While chatting. The topic shifted. "Can your micro loan business make money?" Chai Ren asked with curiosity. "It’s tough." Tang Qing replied. Upon hearing this. Zheng Lin nodded slightly. "I also think so. Although the coverage area is large, habits are hard to change quickly. More crucially, it’s about the interest; your micro loan averages at 0.03%." "After deducting capital costs, bad debts, and operating costs, making a profit is challenging, but it serves as a public welfare business." Indeed. In Zheng Lin’s view. Not making money. Means serving the public welfare. "..." Tang Qing felt speechless, your logic is... quite agreeable with mine! Indeed, he didn’t actually intend to make money from this, as long as it doesn’t lose money, it’s fine. To help everyone out of urgent needs. It’s pretty good. Just treat it as a meaningful thing. After all, the credit limit is not high, just a few tens of thousands, unlike many platforms from the previous life that advertised up to hundreds of thousands. Completely different. In the future. He won’t grant individual loans of that size. Firstly, these people aren’t usually in urgent need anymore, and the bad debt rate might soar. Yes! We want to help people. But. Even if it doesn’t make money, at least I shouldn’t lose money, right? Fine, I’ll accept losing money, but if they can’t repay, they might turn and ask. Why’d you lend me so much that I can’t repay? In such a case. How can you play on? So. Tang Qing set a firm cap on personal loans, only doing small-scale urgent ones. For amounts of tens or hundreds of thousands, he only lends to businesses. At this point. Chai Ren added: "Recently, I’ve noticed that with the rise of Ali and microfinance, many are preparing to heavily invest in internet finance, which differs from yours, mainly using personal funds." "What do you think?" "Risky!" Tang Qing said. "The cost of personal funds is higher than ours, and if they can’t lend at high interest, they’ll lose money. The key is in collection efforts - high-interest means high risk." The online lending wave is coming. "Moreover." "It’s easy for various ultra-high-interest black-market loans to emerge. The entire industry isn’t very regulated right now. I can only say, the waves are rising, and when they recede." "Most will end up lying on the beach." "..." In the yard. Tang Qing and several young masters sat in a circle. Barbecuing. Drinking wine. Chatting. Although Tang Qing has mingled in Beijing’s second-generation circles more than once, he still considers only a few as friends; it’s not that there aren’t others with more impressive backgrounds. It’s just. They don’t really get along. Those born with a silver spoon, though well-educated, not all can be upright. Knowing these people already feels sufficient. Each one of them here has a large influence supporting them, along with a large network. Moreover. He. Tang Qing. Is no longer the small businessman from a few years ago; even without these shelters, he’s no clay doll. However, Tang Qing has no interest in a life-or-death struggle with anyone. That’s foolish! With that effort, why not enjoy some sunshine? That’s what led to the current situation, befriend a few people, and widely offer benefits to others. Like the listings of the three companies. Everyone gains. Once they take the money. They owe you a favor and can help step in when needed. Thus. Life will be a bit more peaceful. ... The next day. In the morning. Tang Qing returned to Shanghai Stock Market and began his busy schedule, primarily overseeing a few projects personally. After more than half a year’s establishment, none have been completely completed. His busyness. Was just going around, overseeing progress, holding meetings, and discussing improvement plans, among other things. That afternoon, he arrived at the aerodynamics building. At that moment. Dozens of people were busy inside. Scientific research. Installation. Logistics. All eyes were on the factory building’s center, the gigantic ’fan’ as tall as nearly four floors, larger than the rotor of an American Osprey helicopter. Furthermore. It had a more science fiction look; this thing, Tang Qing was aiming for ’luxury’ when designing it, almost disregarding cost and fuel consumption. Seeking satisfaction. And comfort. Otherwise. Compromising here and there for economy, then what’s the point of building anything? It’s not entirely for commercial interests, watching it brings Tang Qing joy. Similarly. Others liked it too. In design. The biggest worry isn’t technical issues, but the investor throwing the budget sheet in their face, shouting: cost, cost, cost, reduce it for me. But here. Cost. Is a secondary or even tertiary consideration, simply put: not considered. Looking at that handsome young face, every employee’s face was filled with enthusiasm. Choosing to come here feels extremely right. No financial constraints. Allowing them to perform freely, as long as the design is good, Tang Qing doesn’t care about costs, a dream come true for many scientific researchers. Scientific research. Dull. Flavorless. And often being chased for budgeting, demanded for economizing, for cost-effectiveness while also not compromising performance, ensuring lifespan; compared to elsewhere. This place is simply paradise. "Start!" Looking at the large fan, Tang Qing said with a smile. Barring any accidents, this should be the last rotor model, the version meant to be installed on a helicopter. "Yes." Upon hearing this. The person in charge was also filled with excitement. "Woo!" "Woo!" The alarm sounded, and all personnel began retreating some distance. A minute later, the huge engine roared to life, and the blades began to slowly rotate.